Job responsibilities:

1. Responsible for the formulation, optimization and implementation of risk control strategies for Indonesia's auto loan business to ensure that business risks are under control;

2. Conduct in-depth research on the risk characteristics of Indonesia's auto loan market, analyze factors such as customer credit, value of mortgaged vehicles and market fluctuations, and formulate corresponding risk assessment models;

3. Work closely with product, marketing, operation and other departments, participate in product design and marketing, and provide professional advice on risks;

4. Establish and improve the risk early warning mechanism, conduct real-time monitoring and early warning of potential risks, and put forward countermeasures in time;

5. Review and optimize the risk strategy regularly to adapt to market changes and business development needs;

6. Report the progress of risk management to superiors, and provide data support and professional advice on risk for decision-making.

Job Requirements:

1. Master degree or above in finance, risk management, economics and other related majors, with more than 3 years of work experience in risk control strategy development or related fields;

2. Have a deep understanding of the Indonesian auto loan market, familiar with the process and method of risk identification, assessment, monitoring and early warning;

3. Have strong data analysis and modeling ability, and can use statistics, machine learning and other methods to conduct quantitative risk analysis;

4. Excellent logical thinking ability and judgment ability, able to accurately identify and analyze potential risks;

5. Good communication skills and team spirit, able to work effectively with different departments and teams;

6. Proficient in English for work communication, good cross-cultural communication skills, Chinese is a plus.